Conventional Products

Skim Rumah Pertamaku

Skim Rumah Pertamaku

Skim Rumah Pertamaku (SRP) – My First Home Scheme

Skim Rumah Pertamaku (SRP) - My First Home Scheme (Scheme) is a home ownership initiative that was first announced in the 2011 Budget by the Government of Malaysia to assist first time house buyers earning a gross monthly household income of up to RM10,000 (subject to RM5,000 per applicant) to purchase their first home.

The Scheme allows eligible first time house buyers to obtain up to 110% financing from participating financial institutions, enabling home ownership without having to pay a downpayment. This is in line with the Government’s aspirations of increasing home ownership amongst the “rakyat”.

Details on the Scheme can be found at its website:

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