Guarantee

  • Cagamas offers mortgage guarantee to Eligible Institutions through its wholly owned subsidiary, Cagamas SRP Berhad (CSRP).
  • CSRP provides ‘first loss’ protection on a mortgage portfolio while the mortgage assets remain on the Originator’s books.
  • By reducing the credit risk on Originators’ mortgage loan/financing portfolio, Originators can improve their Capital Adequacy Ratio.