Conventional Products

Hire Purchase and Leasing Debts

Hire Purchase and Leasing Debts

Approved Sellers who are supervised by Bank Negara Malaysia are eligible to sell hire purchase and leasing debts (HPL debts) to Cagamas.

Eligibility Criteria

  • related to the hire purchase, sale on credit terms or leasing of equipment;
  • fully disbursed and amortising;
  • not exceed 1 month in arrears at the time of sale;
  • has a remaining life which expires on or after the price review date;
  • has a book balance less unearned finance charges or other relevant charges, if any, not exceeding RM2 million per HPL debt; and
  • comply with other criteria as per Cagamas' requirements

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