Conventional Products

Hire Purchase and Leasing Debts

Hire Purchase and Leasing Debts

Originators of Hire Purchase and Leasing (HPL) debts who are supervised by Bank Negara Malaysia are eligible to sell their HPL debts on with recourse basis to Cagamas.

Eligibility Criteria

  • related to hire purchase/ sale on credit terms/ leasing of equipment;
  • fully disbursed and amortising;
  • not more than 1 month in arrear at the time of sale;
  • have a remaining life which expires on or after the price review date;
  • have a book balance less unearned finance charges, if any, not exceeding RM2 million per debt; and
  • comply with other criteria as per Cagamas' requirements

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