Conventional Products

Personal Loans

Personal Loans

Cagamas purchases conventional Personal Loans granted for education, medical treatment, pawn broking/ Al-Rahn, purchase of consumer durables and other personal consumption.

Eligibility Criteria

  • has arisen in connection with credit terms to a borrower pursuant to an agreement entered between a borrower and the selling institution;
  • fully disbursed and an amortising loan;
  • not more than 1 month in arrear at the time of sale;
  • have a remaining life which expires on or after the Review Date; and
  • comply with other criteria as per Cagamas' requirements

Business Enquiry

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