Islamic Products
Islamic Hire Purchase/Islamic Leasing
What is it?
Purchase of eligible portfolio of Islamic hire purchase/Islamic leasing (“IHP/IL”) granted for the purchase of commercial vehicles, equipment, machinery, or appliances.
Eligibility Criteria
- related to the hire purchase/leasing of vehicle, machinery and/or equipment based on the approved Shariah principles.
- fully disbursed and amortised;
- not exceed 1 month in arrears at the time of sale;
- has a remaining life which expires on or after the review date;
- has a book balance less unearned profit or other relevant charges, if any, not exceeding RM2 million per IHP/IL; and
- comply with other criteria as per Cagamas' requirements