Islamic Products

Islamic Personal Financing

Islamic Personal Financing

What is it?

Purchase of eligible portfolio of Islamic Personal Financing (“IPF”) granted to the Approved Seller’s customers.

Eligibility Criteria

  • originated in connection with credit terms or deferred payment terms to a customer in accordance with the approved Shariah principles of the AS;
  • fully disbursed and amortised;
  • not exceed 1 month in arrears at the time of sale;
  • has a remaining life which expires on or after the review date; and
  • comply with other criteria as per Cagamas’ requirements

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