Islamic Products

Islamic House Financing Facilities

Islamic House Financing Facilities

What is it?

Purchase of eligible portfolio of Islamic house financing facilities (“IHFF”) originated by the Islamic Financial Institutions, selected corporations and public sector.

Eligibility Criteria

  • for the financing or refinancing of the purchase, construction or renovation of residential properties;
  • originated in accordance with the approved Shariah principles applied by the AS;
  • fully disbursed and amortised;
  • not be more than 1 month in arrears at the time of sale to Cagamas;
  • has a remaining life which expires on or after the review date;
  • secured by a first charge or assignment of rights over the residential property; and
  • comply with other criteria as per Cagamas' requirements

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